Gramm-Leach-Bliley Act (GLBA) Privacy Notice
Rev. 09/2021
Facts | WHAT DOES HARD MONEY WEST DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
We may continue to share information as described below in this privacy notice. |
How? | All financial companies need to share customers’ and clients' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ and clients' personal information; the reasons Hard Money West chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Hard Money West share? | Can you limit this sharing? |
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
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For our marketing purposes—to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies |
No | We don’t share |
For our affiliates’ everyday business purposes—information about your transactions and experiences |
Yes | No |
For our affiliates’ everyday business purposes—information about your creditworthiness |
Yes | We don’t share |
For our affiliates to market to you |
No | We don’t share |
For nonaffiliates to market to you |
Yes | We don’t share |
Questions? | Contact [email protected] |
Who we are | ||
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Who is providing this notice? | Hard Money West |
What we do | ||
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How does Hard Money West protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |
How does Hard Money West collect my personal information? |
We collect your personal information, for example, when you
We collect your personal information from other entities, such as credit bureaus or other companies, when permissable by law. |
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Why can’t I limit all sharing |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. Please see the Other important information section below for further explanation of rights that state law grants to you. |
Definitions | ||
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
State laws may grant you additional rights beyond the GLBA. For example, in California the California Consumer Privacy Act (CCPA) offers California consumers additional protections. Please see below. |
Other important information | ||
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For residents of California: Hard Money West does not share any of the personal information that we collect from you with any third parties unless legally permissible, e.g. when you have given us consent. We will only share your information with outside lenders after you submit a loan application and only for the purpose of obtaining a mortgage at your request. We only share when absolutely necessary and in a manner consistent with current California law. |